Terms of Use

By accessing the Guardlyy website or using any of its services, users confirm that they have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. These terms apply to all visitors, registered users, and any other individuals who access or use the platform.

Guardlyy reserves the right to update or revise these terms at any time. Continued use of the platform following any changes constitutes acceptance of the revised terms.

The Guardlyy platform is provided to assist users in accessing auto insurance guidance, coverage information, and related resources. Use of the platform is permitted solely for lawful purposes and in accordance with these terms.

Users agree to use the site in a manner that does not:

• Violate any applicable federal, state, or local laws or regulations
• Infringe upon the rights of other users or third parties
• Interfere with or disrupt the operation of the platform or its servers
• Transmit any harmful, offensive, or unauthorized content

Use of the Guardlyy platform is intended for individuals who are at least eighteen years of age. By using the site, users represent and warrant that they meet this age requirement and have the legal capacity to enter into binding agreements.

Guardlyy reserves the right to refuse access or terminate service to any user who does not meet eligibility requirements or who is found to be in violation of these terms.

Certain features of the Guardlyy platform may require users to create an account. When registering, users agree to provide accurate, current, and complete information. Users are responsible for maintaining the confidentiality of their account credentials and for all activity that occurs under their account.

Users must promptly notify Guardlyy of any unauthorized access to their account or any other security breach. Guardlyy is not liable for any loss resulting from unauthorized use of an account due to a user's failure to safeguard their credentials.

The following activities are strictly prohibited when using the Guardlyy platform:

• Attempting to gain unauthorized access to the platform, its systems, or associated databases
• Using automated tools, bots, or scrapers to extract content or data from the site
• Submitting false, misleading, or fraudulent information through any form or registration process
• Impersonating any individual, organization, or entity
• Uploading or transmitting any malware, viruses, or other harmful code
• Engaging in any activity that could damage, disable, or impair the platform's functionality

Violation of any prohibited activity may result in immediate termination of access and may be subject to legal action.

All content on the Guardlyy website - including but not limited to text, graphics, logos, images, and software - is the property of Guardlyy or its content providers and is protected by applicable intellectual property laws.

Users may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the platform without prior written permission from Guardlyy. Any authorized use of Guardlyy content must include appropriate attribution.

The Guardlyy platform and all content provided therein are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. Guardlyy does not warrant that the platform will be error-free, uninterrupted, or free from harmful components.

The information provided on the Guardlyy website is for general informational purposes only and does not constitute professional insurance advice. Users should consult with a licensed insurance professional before making any coverage decisions.

To the fullest extent permitted by applicable law, Guardlyy and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to the use of or inability to use the platform or its content.

This limitation applies regardless of the basis of the claim, including contract, tort, negligence, strict liability, or otherwise, even if Guardlyy has been advised of the possibility of such damages.

Users agree to indemnify, defend, and hold harmless Guardlyy and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or related to:

• The user's access to or use of the platform
• Any violation of these Terms of Use
• Any infringement of the rights of a third party by the user
• Any content submitted or transmitted through the user's account

These Terms of Use are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising from or relating to these terms or the use of the Guardlyy platform shall be subject to the exclusive jurisdiction of the courts located in Harris County, Texas.

Users who access the platform from outside the United States do so at their own risk and are responsible for compliance with all local laws and regulations.

Guardlyy reserves the right to modify, suspend, or discontinue any portion of the platform at any time without prior notice. Guardlyy may also update these Terms of Use periodically. When changes are made, the updated terms will be posted on this page with a revised effective date.

Users are encouraged to review these terms regularly. Continued use of the platform after any modifications constitutes acceptance of the revised terms.

Questions or concerns regarding these Terms of Use may be directed to the Guardlyy team using the contact information listed below. Guardlyy will make reasonable efforts to respond to all inquiries in a timely manner.

• Phone: +1 (832) 364-6844
• Email: ken.brandy@guardlyy.com
• Address: 6575 West Loop South, Suite 500 Bellaire TX 77401